| Business
Partners
I
would like to share some critical information that makes me different
from other loan officers.
What really makes me different is that I have a very unique approach
~ most loan officers just quote rates and fees…I do what is
called a Total Cost Analysis to help your clients make an informed
decision. The analysis I provide makes a life changing difference
to your clients!
I’m committed to providing your clients with advice that
makes a difference for them. Since I get most of my business from
CPA’s, Financial Advisors and Attorneys I have provided a
list of the benefits of my service and analytical tools.
The benefits for my business partners:
1.) It’s an opportunity to cross sell your services.
2.) It adds value to the services you provide your clients.
3.) My advice makes a life changing difference to your clients.
My exclusive analytical tools show your clients how to save thousands
of dollars on their home mortgage.
The following reports are provided with my services:
Total Cost Analysis
- Total Cost Analysis ~ compare; total monthly payments, principal
paid, total interest, total closing costs, loan balance of up
to four loan programs.
- Total Cost ~ which loan program has the lowest cost over the
time you plan to stay in the home.
- Equity Increase ~ build equity fast with small extra principal
payments.
- Debt Free ~ a small extra principal payment can make you debt
free years sooner.
- Asset Accumulation ~ shows how much money you would have if
you placed it in an asset accumulation account.
- Monthly Tax Benefit ~ estimate of the monthly savings that
tax benefits can bring you. (I advise presenting this information
to your tax consultant for an even more accurate picture).
Equity Repositioning Analysis
- Current Liabilities ~ bird’s-eye view of your current
liabilities.
- Recommended Debt Structure ~ calculates the new mortgage loan(s)
paying off current debt, freeing up monthly cash for additional
investment opportunities.
- Asset Accumulation ~ shows how much money you would have if
you placed it in an asset accumulation account.
- Projected Real Estate Value ~ future value of your real estate
based on projected appreciation rate.
- Total Real Estate & Investment Value ~ the combined value
of your investment account along with your real estate holdings.
- Tax Benefits ~ estimate of the monthly savings that tax benefits
can bring you. (I advise presenting this information to your tax
consultant for an even more accurate picture).
Equity Multiplier Analysis and Debt Free Analysis.
- Current Liabilities ~ list current liabilities.
- Recommended Debt Structure.
- Proposed Benefits & Savings ~ the impact of your monthly
savings as a result of a debt consolidation loan(s).
- Term Reduction ~ result of applying your new monthly savings
towards the principle balance of your new loan(s).
- Asset Accumulation ~ how much money you would have if you placed
it in some sort of asset accumulation account.
- Tax Benefits ~ estimate of monthly savings that tax benefits
can bring you. (I advise presenting this information to your tax
consultant for an even more accurate picture).
RateWatch Report ~ Ensuring that you have the
lowest interest rate for years to come.
- Current Loan Data ~ current loan status.
- RateWatch ~ the best available loan programs and rates to compare
with your current rate and payment.
- Mortgage Payoff Plan ~ the impact of paying additional principle
each month.
Advisors have told me that at the end of the loan process from
a client they referred to me, the client’s have called the
advisor to thank them for referring me and that the information
I provided them really made a difference! They have gone on to say
that they have never seen this type of information and how they
feel it has enabled them to make a life changing decision.
Please contact me via; phone, fax or email if the services I’ve
outlined make sense for your clients.
Thank you for visiting!
Peter
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