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| Testimonials |
Thank you so much
for your help with this. I never would have realized
that I could refinance my house, pay off my credit cards and
end up paying less than my original mortgage, AND have cash
left over.Thank you so much for your fine work and looking
out for my best interests.
Cheryl H |
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I am very grateful
to you for all the energy you put into not only finding me
the best possible loan, but also escalating the closing date
as best you could to facilitate my move out of my apartment
in a timely way.This allowed me to move into my new home much
sooner than originally planned. Thank you for all your hard
work!
Elaine L. |
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I recently had the
pleasure of working with Peter and his team to complete the
loan process for our new house. I was introduced to Peter
by our agent Mike Saba. At first I was a little nervous because
Peter is in Southern CA and we are in Bakersfield. The distance
between us however; was of no matter with the help of computers,
faxes & e-mail. I'm very excited we selected Peter as
our broker. He did an amazing job representing our needs during
an already hectic market with the added complications of a
holiday, as well as a moved up escrow date. (It was an actual
miracle) I am a self admitting "intense person"
to work with. I have HIGH expectations and don't understand
the word "no", Peter and his team meet my every
expectation, even when I had raised the bar high above the
industry standard. They worked hard to get me the best rate,
program and terms that fit our needs. During our working relationship
I knew I could count on Peter anytime I ran into an issue
or came across something that puzzled me. Peter was very friendly,
even when I stressed his fan belt and always remained positive
and professional. I would recommend Peter and his team to
both our family and friends, as well as use his services again
for future transactions. It was a pleasure!
Tara & Phil T.
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Home
Owners/Buyers
As
your trusted advisor I’m not a big fan of throwing rates, payments,
and tax issues at you over the phone. As a matter of a fact I find
it to be very unprofessional. Home financing is a very important
financial decision that can make a life changing difference in your
financial future.
So what I do is a little research on your behalf
based on the different loan programs that are available presently
in the marketplace. I then put it in writing to you in a very comprehensive
spreadsheet that I provide to you via email or fax, whatever is
your preference. From there we review it together to make sure you
are making an intelligent decision for you and your family going
forward. One that is based on numbers you can look at that is not
going to be confusing to you.
Whether you are a 1st time home buyer,
buying another home or refinancing your current mortgage I have
very specific analytical tools available to help you make an intelligent
decision that can make a life changing difference in your financial
future.
Here is an example of some of the tools we have
available:
Total Cost Analysis ~ shows you how to save thousands
on your home mortgage by comparing up to four loan programs for
the lowest cost option based on:
- How long you plan to live in the home
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Total monthly payment
- Total
Principal paid
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Total interest paid
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Total closing costs
-
Remaining loan balance
-
Monthly tax benefit
Consolidation Analysis ~ how
consolidating your debt can make a life changing difference in your
financial future.
- Equity Multiplier and Debt Free Analysis
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Recommended debt structure
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Proposed benefits & savings
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Loan term reduction
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Asset accumulation
-
Tax benefits
Equity Repositioning Analysis ~ small changes
in your debt structure can make a life changing difference in your
financial future.
- Recommended debt structure
- Asset accumulation
- Projected real estate value
- Total real estate & investment account value
- Tax benefits
RateWatch Report
~ ensuring you have the lowest interest rate for years to come.
- RateWatch ~ compares the best available loan programs and rates
with your current rate and payment.
- Mortgage Payoff Plan ~ illustrates the impact of paying additional
principal each month.
This is an introduction of the tools available to you
with no cost or obligation.
Contact us today to learn more
and receive your complimentary analysis!
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